Option 2: The other way couples handle money is by sharing everything. The “what’s mine is ours” approach pools both partners’ income, savings, and debts into one entity. Two people, one account. This blending often follows the logic that partners are putting their individual identities behind them in favor of a new identity as part of a couple. To many, this feels more committed, more binding. It’s also a more complicated situation to extricate yourself from in the event of a breakup or, worse, a divorce.